Download & sign in
Get the app and verify your mobile number with an OTP — no paperwork, no English needed. Pick your language.
See your Money Score
With your consent, VIKAM reads your money picture — income, savings, bills — and shows your free Paisa Score, in your language.
Save & earn
Track expenses by voice, save with circles, and earn real rewards for good habits. Watch your score grow.
What is the Paisa Score?
Your Paisa Score is a simple ३००–९०० number that reflects your financial health — built from how regularly you earn, how much you save, whether you pay bills on time, and how you manage existing dues. Unlike a traditional credit score, it works even if you're new to credit, using everyday signals.
The better your habits, the higher your score — and the better the offers you may unlock from regulated partners, only ever with your consent.
Built for Bharat
- Works in १०+ Indian languages, by voice and text.
- Bank-grade security; your data stays in India.
- Free core features, forever.